Great buildings do not come solely from the imagination of one mind. Whether you’re the architect who creates the vision or the engineer who ensures the safety and stability in making that vision a reality, there isn’t a project you face that comes without risk. We want to help you avoid the costly delays, accidents, or even injuries that happen when you don’t have a clear plan.
At OnMarket Insurance Associates, we know that your job is incredibly important to the function of our cities. We are experts in customizing a range of customized coverage options for architecture & engineering professionals to fit your specific needs, including:
- Building Inspector
- Civil Engineer
- Project Manager
- Control System
- Integrator Draftsman
- Electrical Engineer
- Environmental Engineer
- Industrial Engineer
- Interior Designer
- Landscape Architect
- Transportation Engineer
Professional Liability Insurance Covers:
Client Injury: If a client accidentally trips on his way into your building, you need to have coverage to protect you against any claims.
General liability insurance: These cover your basics, so you can run your project site safely.
Incorrect Advice: You advise a land owner to purchase a particular style of ramp for disabled individuals to travel from the parking lot into the building and you believe it meets ADA standards. What happens if you’re wrong?
Misinterpretation of Renderings: If an employee misinterprets your renderings and orders costly materials that are not fit for your building, you can’t go to the client and ask for more money to fix the problem. This is where the right insurance coverage can save your working relationship.
Personal Injury: It’s easy for an employee to visit a construction site and gab with the workers about what a pain the client is being. Harmless banter, right? Not if that talk gets back to the client and he comes after you for slander.
Do you have any other tips for protecting my architecture firm?
While having the right insurance protection is step one, there are other things you can do to keep your business and your employees safe. First, be discerning over the clients you choose. Picking an inexperienced or pushy client can lead you to making decisions that affect the structural integrity of your building. Second, always back up your agreements with rock solid contracts.
Who exactly is covered?
Depending on the policy that you choose, you, your partners, your employees, and your client can be protected. Give us a call to speak with one of our team members about your specific needs.
I think I might be on the verge of a lawsuit, are there any ways to tell?
Generally a client will start behaving strangely when they are about to sue your business. There are a couple of warning signs you can use to recognize the tension and try to react accordingly. Begin building a plan if…
- Communication starts to break down
- Your client starts making accusations
- Work flow stops
- Your client takes important meetings without you