The fitness world is one of our favorite industries to cover. You’re kind of like a hot nightclub mixed with holistic healing of the healthcare industry. There are plenty of risks to consider when running a gym, but a strong policy can help you just focus on the next … rep. We insure everyone from trainers and instructors to independent club owners and giant franchises.
By working for years with fitness clients, we know the specific exposures common in this unique industry. We know how to structure an appropriate, affordable and comprehensive insurance policy custom fit for you.
Our experience includes:
- Individual Fitness & Wellness Instructors
- Life Coaches
- Martial Arts Studios
- Membership-Based Health, Fitness & Wellness Facilities
- Pilates Studios
- Salons and Day Spas
- Training & Instruction Based Health, Fitness & Wellness Facilities
- YMCAs / YWCAs
- Yoga Instructors
- Yoga Studios
If I own a club that allows trainers to use my gym to meet their clients, do I need to cover insurance for accidents they may cause?
This is another example that not all policies are created equally. While you will need to carry a policy that always protects the people inside of your gym, the individual trainer in this case would need their own policy to cover them in case of an injury. In most cases, the individual trainer would then name your club as an additional insured. However, there are also some policies that can cover the individual trainers under the club’s policy. Let’s talk.
What happens if a fire damages my building, am I out of business?
We would build specific property insurance allotments into your custom policy to help you quickly repair or rebuild after a loss and possibly run temporary operations from another location during the repair process. Give us a call to talk about the special customizations we can offer.
I have equipment coming in and going out frequently, how often do I need to update you with my inventory list?
When we first sit down to talk, we’ll take a bunch of notes about the typical size of your operation and how much equipment you have on hand at the given time. As long as you don’t add any equipment valued at more than $100, we won’t need you to call and update us. However, it’s a good idea to take a picture or video inside your space every month to have on file in case of loss.