Sure you feel like you have a good team that you can trust with the cars in your care. However, a lot of things – like road conditions, sudden weather changes, and other idiots out for a joyride – are beyond your control, and could cause a terrible accident.
You need to protect your employees, your property, and your business with a plan for handling any liability claim thrown at you. It could be a slip-and-fall in the parking lot, or an error caused by a staff member, either way it’s critical that you have coverage to avoid putting your business in a bad financial situation.
OnMarket Insurance Associates can help you build the perfect Auto insurance policy for your particular operation. Does your business apply? Give us a call to find out!
Business Auto insurance is customizable to your individual needs. It doesn’t matter if you have just one car, or a full fleet of trucks, these options will ensure that you are protected:
Bodily Injury Liability
Any injury to the passengers, or people outside of the car during the accident, would be a tragic event. It’s important to know you are covered.
Property Damage Liability
Coverage for damages to property owned by others during an incident you are found at fault for.
Uninsured / Underinsured Motorist Coverage
There’s always the chance that an accident happens that someone who is at fault can’t pay for; don’t let that happen to you. This coverage can make sure that everything is paid for in the event that the other party is not properly insured.
Medical Payments Coverage
Covers doctor’s expenses incurred in an accident.
Hired Auto & Non-Owned Auto Coverage
A car rented in your company’s name, or an employee driving around in his personal car, each present huge liabilities. If you or an employee were to have an accident, this coverage protects you.
It’s not always an accident on the road that you have to watch out for, a bad day can include theft or even a tree branch falling through your vehicle.
This coverage will help get your damaged vehicle fixed quickly and back on the road safely in the event that you are at fault for an accident or if your car is damaged and the perpetrator fled the scene.
If I own a convenience store that is attached to my repair shop, will this policy cover it all?
While you will need more than just this particular coverage policy, the benefit of working with an agency like ours is that we will take a comprehensive look at your entire operation to build a custom insurance policy that covers every angle.
Do we need separate policies for every car in our fleet?
No, in fact our team’s specialty is in examining your entire operation to customize an insurance plan for you that consolidates coverages for all of your liabilities at a price to fit your budget.
My car was recently damaged by someone who isn’t insured, do I need to have signed up for something special or am I covered?
We always hate hearing about someone suffering a loss, but lucky for you Uninsured / Underinsured Motorist Coverage comes standard with both personal and business auto liability policies when you work with OnMarket Insurance Associates. That’s not something that other agencies can promise. So relax, you’re covered.