Of course you want to offer all the benefits possible to your employees, but often neither your employees nor your company can afford the cost of having it all. This plan gives you the opportunity to offer additional benefits that your employees can pick and choose between … to build a package they can afford.
When you choose to offer Voluntary Benefits, the OnMarket team will coordinate directly with your enrollment team (or one-on-one with your employees) to provide education about the available benefits, which can include:
- Accidental Dismemberment & Disability (AD&D)
- Cancer Treatment Coverage
- Critical Illness Policies
- Disability
- Life Insurance
- Limited Medical Benefits
- Long-term Care Insurance
- Dental
- Vision
Any questions?
How can I present these options to our employees without overwhelming everyone?
Our best answer here is let us help you! By working with our team, we can come in to go over these options directly with your employees to help them choose exactly what they need. Sixty-four percent of employees are interested in having their employer provide a wider array of voluntary benefits. However, an overload of confusing options can cause employees to disengage from the entire process.
If I am planning on retiring soon, can I keep my voluntary benefits?
In most cases the answer is yes. For example, if you have a Hospital Indemnity Plan, you can keep the coverage after you retire so long as you continue to pay your dues and are under the age of 80. This is why it is important to work with one of our agents to understand all of your options.
Are these the same kind of policies that Aflac offers?
Yes, they are one of the many carriers that we can work with to get you Voluntary Benefits Coverage. Give us a call to learn more.
