While you’re out trotting the globe, you want to trust that your travel medical insurance is designed to provide you with valuable healthcare protection. Unfortunately, most U.S. health insurance plans offer very limited (or sometimes no coverage abroad) … how is that going to help you in an emergency? Medicare, for example, offers no overseas benefits for seniors. Travel insurance coverage will supplement the health insurance you have at home, but not replace it.

Group Corporate Plans can meet the needs of companies sending employees globally for less than 6 months. Unlike regular travel medical plans, preexisting conditions are typically covered, and pricing is based on how many days or weeks of travel the entire company projects over the next 12 months.

Features & Benefits of Travel Medical Insurance with OnMarket Insurance Associates:

  • Global Coverage
  • Access to 24/7 Multilingual Assistance
  • Coverage from $50k to $1m or more in total benefits
  • Assistance in Navigating the Foreign Health Care System
  • Online Tools: Access Your Policy Information, Travel Information for Health & Safety Warnings, Drug & Medical Translation Guides
  • Help in Renewing your Policy for Limited Amounts of Time
  • Access to plans with limited or full coverage for Pre-Existing Conditions

Beyond corporations, many groups can benefit:

  • Boarding Schools
  • Missionary Groups
  • NGOs (Non-Government Organizations)

Check Out a Few Clients who Dealt with Similar Situations …

Using Retirement to Safely Travel the World

A elderly couple wanted to enjoy their retirement by taking multiple trips across the globe. Unfortunately, Medicare does not provide health benefits for people traveling overseas.

Problem We Faced:  Cost-Effective Overseas Travel Insurance
Both the husband and wife had preexisting medical conditions and were concerned about astronomical medical costs should they seek help while overseas.

Our Solution: Annual Travel Medical Insurance
We found a policy to cover both individuals for an entire year regardless of how many trips they took – and at one low annual fee. By choosing a high level of coverage, their preexisting conditions were automatically covered. Most travel plans would have excluded this same coverage. The couple also had access to an excellent member website where they could research safety information and find local quality medical care with English-speaking staff in any major city.

A New Plan that Meets Government Standards

A U.S. based college prep school with hundreds of overseas (J1 VISA) students all require medical insurance that meet both U.S. VISA standards, as well as the school’s own medical requirements.

Problem We Faced:  Simplify the Policy at a Reduced Cost
The school needed a simple solution to administer international students with medical insurance that satisfied all requirements at a cost lower than their existing plan.

Our Solution: Student Travel Medical Insurance
We created a simple, high-quality travel medical insurance plan for each student. The plan provided access to any doctor or hospital in the U.S., plus a network of providers to minimize out-of-pocket costs. Benefits included coverage for interscholastic sports and other important features desired by the school.

The High Risks of Government Jobs

One of our Associates had a client who was a U.S. contractor and had recently picked up a new government project and needed a benefits program for clients who would be relocating to Iraq, Afghanistan as well as several European countries.

The Challenge:  Acquire Travel Insurance for High-Risk Zones
This client presented our team with some interesting challenges as many international benefits have restrictions on people operating in war zones. Also, most of the medical benefits would be in the U.S. because everyone’s families would be staying behind.

The Solution: High Risk Travel Insurance
Our team’s solution incorporated benefits that covered acts of war and terrorism. Families at home remained happy by having access to their current doctors, and our corporate client could rest knowing that everyone was covered.

Covering the Busy International Traveler

U.S. based finance firm experienced a rapid growth phase that required them to frequently send employees overseas to meet with foreign employees.

Problem We Faced:  Reduce Liability for Employees with Adequate Travel Insurance
U.S. employees had extremely limited medical service coverage with their existing health plan and European employees had no coverage outside of their health systems. The firm was concerned about the liability of sending employees overseas with poor health insurance.

Our Solution: Corporate Travel Medical Insurance
We found a corporate travel medical plan that covered all existing employees and new hires regardless of their location around the world. Plus the employees received great online perks such as round-the-clock access to multilingual assistance and a member portal for worldwide listings of doctors and hospitals.

Any questions?

I’m not interested in calling an operator when I need something. Will I have someone dedicated to my account that I can rely on?

Not only is the answer to this question yes, but it’s one of the top benefits of working with a brokerage like ours. Our associates immerse themselves daily in the ever-changing rules of insurance and how those changes affect our clients. The goal is to be calling you before you ever even realized you needed something from us.

Learn more about our team and our company code in our About Us section.

Is there a special phone number I need to call to reach you in an emergency?

No, we are a team or warm bodies, not electronic operators. We’re ready to talk to you at our contact phone number (877.567.8683). You may also choose to exchange personal phone numbers with your OnMarket Insurance Associate as well.

Is this something that I sign up for once, or do I need a new policy every time I travel?

As we discussed in the case study above, the older couple looking to travel found that there are yearly options to fit any need. Call one of our agents today to talk through the options.

Click HERE for more information on how to contact an agent and get started with us!